Over the last year, I have taken great pains to budget my money and be conscientious about my spending.
I don’t teach for the money, as so many people on here seem to reiterate over and over. Some people even argue that teachers get paid well, but I would argue the contrary. For the amount of education that some of us have, our earnings are below average. Check out the wikipedia article for household income in the U.S. below.
Halfway down the page, there is a table showing average income by education. Master’s degree income is stated at $61,698. My salary, as the title of this blog indicates, is far from that though my education is the same. I understand that that salary reflects a national average, including inflated areas like NY and CA. Still, I may work for nearly three decades before my salary even approaches a number starting with the number 6.
Part of the problem is that I work for a private school, which notoriously pays less than a public school. There are some trade-offs for the lower pay, but I still have four preps and deal with all of the crap that comes with privileged religious folks. I think public schools look like a cake-walk compared to what I have to do for these people.
Over the course of my life, if I average $50k a year, and work for 40 years, I will make a total of $2 million pre-tax. Post-tax that becomes a mere $1.5 million. That isn’t too bad, but considering the expenses involved, it is a tight budget indeed. At the end of 40 years: my house will cost $220k with all of the interest over the years, retirement savings $200k, groceries $96k, utilities $96k, student loans $25k, credit card debt (at least) $5k, car insurance $30k, homeowner’s insurance $240k, haircuts $10k, cell phone bill $35k (basic), internet bill $24k (basic), gas for car $60k, car maintenance $40k, eating out $40k, travel $80k, new cars $100k. New cars aren’t a necessity, nor is eating out or travel, but that is something that is inevitable for me and most people. I mean, you could live under a rock and drive a car forever, but it could get miserable after a while. By the way, I am not resolved not to buy a new car unless I absolutely have to. My current car is almost 7 years old.
In the end, my $1.5 million whittles down to $200k. Spread out over 40 years, that is only $5k a year wiggle room. That could buy a few bottles of Moët I suppose, but really it makes me want to run away, abandon my responsibilities and live in the forest!
Yet again, an infrequent teaching issue I pose to you tumblr teachers!
Have you ever had a student “creep” on you? Have you ever had students show up at your house on Halloween or another holiday?
Last year, one of my students looked up my address on whitepages.com and then asked me in front of the class if that was my address. I was taken aback and slightly angry. I told him he had detention and that it was extremely inappropriate to just blurt out my address like that. He didn’t understand why I was upset.
He was apologetic, but he and a friend of his ended up showing up at my house last Halloween anyway. I was slightly amused and slightly paranoid. I gave them candy and told them to run along. It didn’t really start to get to me until I started thinking about it more. Since they are in high school, I thought that the pranks would start happening, and the last thing I wanted was a flaming bag of poo on my front porch.
The last straw came when this student put my address on a project that involved them making up a fake travel agency. I told them to make a fake business name, fake address, phone number, etc. He thought it would be cute to put my address on there, so I circled it and wrote “inappropriate”. The next step was paying a visit to the dean after class, and disciplinary action was taken. The punishment was: detentions for a week, a discipline referral sent home to the parents and a phone call to the parents.
After that, I had no more problems with the student. Was I reacting too strongly?
I just think teachers need their privacy!